Japanese Knotweed Mortgage Problems

Does your property have Japanese knotweed mortgage problems? The majority of the UK major lenders will refuse to lend against a property if their surveyor identifies Japanese knotweed at a property you are purchasing, selling or even re-mortgaging, especially if it is located within seven metres of a habitable space. This is due to the aggressive nature of the plant and potential damage it can cause to the building, consequently severely affecting the value of the property.

As a minimum, the mortgage lender will request a ‘Japanese Knotweed Management Plan’. The Japanese Knotweed Management Plan should contain:

Japanese Knotweed Mortgage Guarantees

Insurance Backed Guarantee

Although conditions will vary from lender to lender, in practice lenders will generally want to see evidence of an initial treatment and a commitment by the owner/purchaser of the property to fund in advance the treatment programme along with a 5-10 year insurance backed guarantee.

Japanese Knotweed Mortgage Chartered Surveyors

Chartered Surveyors and Valuation Surveyors

With Chartered Surveyors (full members of the Royal Institution of Chartered Surveyors) and Valuation Surveyors in house currently working directly for the majority of the UK major lenders, we are perfectly placed to deal and act upon their individual requirements to ensure they are able to lend against the property.

Japanese Knotweed Management Plan For Mortgages

Japanese Knotweed Management Plan

With production of our Japanese Knotweed Management Plan and 10 Year insurance backed guarantee, the majority of the major lenders will reverse their initial refusal to lend.  Call one of our friendly specialists to discuss.



London: 020 3005 8755

Bristol: 0117 428 0177

Cardiff: 0292 167 1147

3 Borthwick Street, London SE8 3GH

Contact CYB Environmental - Japanese Knotweed Removal Specialists